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Bernard Brady
Hello to all-
It has been a long cold Winter, has it not.? 7 degrees here in San Angelo, TX with a windchill
of -1. Moved from middle TN, where it has been even worse.
Kay, dear, you are seriously in my prayers. You've got a full plate. I have no answers for you,
just incredibly sweet thoughts.
I live in a senior complex with wife Susan since 11/4/10. We have about 400 residents here
at all levels of health. It is called Rio Concho and is a gorgeous facility. I am on Social Security
total disability with Medicare. Stems from a traffic accident with a drunk driver in which I was a
pedestrian getting the mail out of my mailbox back in Boulder, CO. I had a serious closed head
injury and injured my neck and back. Did not work for 3 years 1984-1987. I did manage to go
back to work fulltime from 1987 to 2007. Started having cognitive mental issues in 2007 with
my insurance presentations- I owned an insurance agency and sold for nine companies. I could
not remember my entire presentations and they had to be perfectly memorized for Long Term
Care and Medicare products. I carried Errors and Omissions Insurance protection for mistakes,
but began to see where I could have a ton of mistakes and claims. So I filed for total disability
with Mass Mutual, my carrier and after thorough medical studies was granted 100% disabilty.
100% disability is VERY hard to get. 98% just won't do, as Otis Redding used to sing.
In Aug, 2010, I had to close my coin business after working at it part-time at regional shows
for 37 years.
So here I am living with seniors that are old... My parents live next door and they are
90 and 89. We have assigned seating at breakfast next door at the Terrace Restaurant, in the
complex. Last week one gentleman at the table right next to me celebrated his 92nd Birthday.
But get this - he was the youngest at his table - the other four were 97, 94, 93 and 92.
In the 10 weeks that I have lived here, I have heard NO ONE complain. Not one. You might
be thinking, Well Hell yes, they are happy, everything is provided. I eat breakfast with about
100 seniors each day. Well over 50 are in wheelchairs. Another 30 are on walkers and
quadcanes. And this is all private pay. These are not welfare or Medicaid patients. Alot of them
are retired teachers and everyone is paying his or her way. These were proud, very hard
working citizens who saved for their retirement. They have had to sell their homes and their
cars and live on their pensions and investments. There is a lesson here for our generation, if
we will listen. After supper - 5:30 -6:30, they get together and plays cards, dominoes,
and put together puzzles - those 1,000 piece monsters. They laugh, have fun and know
everybodies name. They work on arts and crafts. They watch very little television and avoid
"bad news". They love working with flowers. If someone is sick, they make homemade cards.
If someone dies, they find a way to go to the funerals. Most of their children are too busy to
come visit, so these friends have become their families. They have never met a stranger and
they took me right in.
I chose to retire here. I could have built a lake home isolated in the middle of nowhere.
I live 400 feet from the Concho River walk. It is 4 miles long and the Parks Dept. maintains
it beautifully. I am 2 blocks from downtown San Angelo and businesses are thriving because
the town supports small businesses. I have been very humbled here. Thought I knew it all.
Boy, have I been taught a thing or two. You might want to revise your retirement plans. You
do not need a 4,000 sq. foot house, my friends. Mine is now 1,400 sq. feet and plenty
satisfactory. Somebody reading this will "get it". He who dies with the most toys, has
missed the boat. I send my love to you all, Bernard
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